How to Save Money on your Prescriptions

Always comparison shop if you can.

Unfortunately, people generally assume that they are getting the best deal on a prescription if they only have to pay co-pays. But sometimes co-pays can be higher that the actual cost of the prescription drug.

A very good way to save is asking for the generic brand whenever you can.

Always consult with your physician first to see if a generic brand will be suitable for you.

Consult your pharmacist. They can explain in detail if the generic contains the same ingredients as the name brand drug. The pharmacist can also let you know how generic brands differ from the original if they do at all. This gives you the chance to make an informed decision.

Physicians are often courted by drug company representatives. They are given free samples for their patients to try. Once the patient has tried the product and it works for them they generally begin to ask for the prescription by name. It is usually because the patient begins to identify that name brand with what ails them at the time. Why would they ask for anything different if that product works so well?

If all goes well with your physician and pharmacist. I know a great way you can save money on your generic drug prescriptions.

It’s Wal-Mart. Yes, that’s right Wal-Mart.

Wal-Mart offers many generic prescriptions for only $4 dollars. And they’ve also recently began to offer 90 day prescriptions for $10 dollars.

If you are insured and paying $25 dollar for your co-pay by requesting the generic brand you can save $21 dollars.

If you are uninsured and paying anywhere from $15 dollars and up, imagine how much you can save if you requested the generic brand and only paid $4 dollars per prescription. An even greater savings is $10 dollars for a 90 day prescription.

Visit a Wal-Mart store or go on line and obtain the list of all the generic $4 dollar prescriptions that Wal-Mart offers.

They offer a variety of medications that they have listed in specific categories. Ex. Diabetes, hypertension, Women’s Health, thyroid, mental health etc…

I recommend checking Wal-Mart’s list frequently if your prescription isn’t currently there. Wal-Mart adds new prescriptions and categories as they become available. Hopes this helps you.

Until then save save save!

Footnote – Target has recently added $4 dollar generic prescriptions.

Grace After Midnight - By Felicia "Snoop" Pearson

The most chilling chapter I have ever read in any book was in Felicia Pearson’s memoir. It was the chapter called, “That’s why they call it Grandma’s House.”

After reading that chapter I had to immediately close the book. Imagining what happened was horrific and I knew I needed to end my reading for that night.

I first picked up this book because I was a fan of HBO’s “The Wire” and the series had just ended.

I wanted to know how someone so young could fill up the pages of a memoir.

My interest was piqued and that began my quest of finding out about this character they called, “Snoop.”

What I respected about her memoir was her honesty. No pretenses, no dressing it up—just plain truth.

This memoir takes you from the birth of “Snoop” who was a three pound cross-eyed crack baby. It takes you through her formative years, adolescence, to where she is today.

You are a fly on the wall of the life of an urban teenager growing up in the streets of East Baltimore.

Ms. Pearson grants you all access to her life. She shares her sexuality, her criminal past, her heartbreaks, and her loves.

This is a gritty in your face memoir well deserving of a read.

Monty's Seafood Grill, Charlotte, NC

Monty’s Seafood Grill located at 15205 John J. Delaney Dr, in Charlotte, NC.

Going to Monty’s Seafood Grill was a last minute welcome surprise. My family had been raving about this restaurant for some time. And their last two ventures I had missed, so I knew that the next time I definitely wanted to go.

I always felt that a personal recommendation beats out a generic restaurant review anytime.

Well, let’s get to it!

My first indication of quality began with the bread basket. The salads had already arrived and my sister inquired about bread. The waitress replied, “I’ll bring it right out to you—it just came out of the oven.”

Unless they have invented some new ovens that cool food instead of heating… I’m going to have to say she didn’t tell the truth.

We ordered fried calamari for our appetizer. I love calamari and I know what good calamari tastes like. And this wasn’t good calamari.

It was salty and greasy. Besides burning food the worst thing you can do is over salt it. Too much salt is an amateur mistake. No one should have to experience that while dining out.

For my entrée I had Roasted Lemon Thyme Chicken with home made fries, and collard greens.

The chicken was bland; the home fries were missing potatoes if that’s even possible. And the collard greens had some flavor but they were dirty.

My grandmother always told me, “You have to clean collard greens very well. Because if you don’t they taste gritty.” Someone should tell Monty this.

After our meal the hostess came over to the table and asked, “Did everyone enjoy their meals?”
My sisters piped up, “yes we did.”

Meanwhile one of my sisters’ had hid the fat from her filet mignon in the bread basket. And my other sister sent back her wedge salad because the dressing was disgusting.

But me, I didn’t answer.

So the hostess looked at my plate and asked, “And how was your chicken?”

My reply was, “It was all right.”

And her reply was, “well chicken is chicken.”

“Way to stand up for your restaurant,” I thought. But I really wanted to say, “Chicken can be tasty and seasoned.

I have three categories in which I put a dining experience in.

1. Recommended – Meaning I would eat there again and recommend it to others.
2. Toss up – Means you have to decide for yourself by visiting the establishment.
3. Drive By – Means keep on driving pass the restaurant.

So which category does Monty’s Seafood Grill fall in? I would have to say Drive by.

Until next time Bon appétit!